Pricing

Simple budgeting. No monthly subscription. Start completely free - upgrade once if you need more.

Simple budgeting. No monthly subscription.

Start completely free. Upgrade once if you need more.

No credit card required Set up in under a minute Your data stays private

Free Plan

€0.00
Free forever
  • error_outline Up to 2 regular accounts
  • close Debt accounts
  • close Savings accounts
  • error_outline Up to 8 expense categories
  • error_outline 1 income category
  • check Unlimited transactions
  • check Multi Currency
  • check Monthly Budget
  • check Average Expense
  • check Monthly Overview
  • error_outline 6-Month History
  • check Lifetime Updates
  • close Developer support
  • check Sinking Funds
★ BEST VALUE

Lifetime

€29.99 €19.99
One-time payment · No recurring fees
  • check Unlimited regular accounts
  • check Unlimited debt accounts
  • check Unlimited savings accounts
  • check Unlimited expense categories
  • check Unlimited income categories
  • check Unlimited transactions
  • check Multi Currency
  • check Monthly Budget
  • check Average Expense
  • check Monthly Overview
  • check Lifetime History
  • check Lifetime Updates
  • check Direct developer support
  • check Sinking Funds
Manage your subscription on our website Pay once. Use WhizBudget forever.

Free Budget App Pricing Comparison 2026

Feature WhizBudget Free WhizBudget Lifetime YNAB Mint PocketGuard
Cost €0 forever €19.99 once $14.99/month Free (ads) $12.99/month
5-Year Cost €0 €19.99 $598.99 $0* $374.95
Transaction History 6 months Unlimited Unlimited Unlimited Unlimited
Lifetime Updates
No Ads
*Mint discontinued in 2024

Why Start Free with WhizBudget?

Save Money Long-Term

Most budget app subscriptions cost €84-180 annually. WhizBudget pays for itself in 2-3 months compared to premium alternatives.

No Subscription Fatigue

Join thousands who are tired of monthly charges. Pay once, budget forever without worrying about recurring fees.

Genuinely Usable for Free

Track unlimited transactions, set budgets, and manage two accounts - free, forever. No credit card, no trial clock, no catch.

Privacy Protection

No ongoing relationship means no pressure to monetize your data. Your financial information stays private.

Frequently Asked Questions

Budget apps with monthly fees can cost €100-200+ per year. WhizBudget's one-time €19.99 payment saves you money while providing the same essential budgeting features without recurring charges.

Everything - unlimited accounts, transactions, categories, multi-currency support, and all future updates. No hidden fees or premium tiers.

Yes. The Free plan is genuinely free forever, no credit card and no trial period. It includes 2 regular accounts, 8 expense categories, unlimited transactions, and 6 months of history. Upgrade to Lifetime only if you need more accounts, categories, debt/savings tracking, or full history.

Free covers the essentials: 2 accounts, 8 expense categories, 1 income category, and 6 months of history. Lifetime removes all limits - unlimited accounts, debt and savings tracking, unlimited categories, full history, and direct developer support - for a one-time €19.99 payment.

Unlike free apps that use ads or sell your data, WhizBudget's Free plan is ad-free and privacy-focused from day one. You own your data completely, whether you stay on Free or upgrade.

This is an early adopter offer. The lifetime price will increase to €39.99 after our initial launch period.

Built for Real People

WhizBudget was created by a developer frustrated with expensive budget app subscriptions. After building it for personal use, we realized others needed an affordable, permanent solution too.

"Simple and easy to use."

The Best Free Budget App Without Monthly Fees

Tired of budget apps that charge monthly subscriptions? WhizBudget is free to start, with essential budgeting tools and no credit card required:

  • Free expense tracking, no recurring costs ever
  • Budget planning tools included on the Free plan
  • Multi-currency support included
  • No ads or data selling
  • Upgrade once, for lifetime access - no subscriptions

Perfect for students, families, and anyone wanting budget management without subscription fees.

Affordable Budget App for All Users

WhizBudget supports multiple currencies and is priced fairly for All markets at €19.99 - significantly less expensive than any other budget app subscriptions that can cost €100+ annually.

Multi-currency support included